{"id":3010,"date":"2021-05-15T19:06:07","date_gmt":"2021-05-15T19:06:07","guid":{"rendered":"https:\/\/enorcerna.com\/wiki\/definition\/to-the-carrier\/"},"modified":"2021-05-15T19:06:07","modified_gmt":"2021-05-15T19:06:07","slug":"to-the-carrier","status":"publish","type":"post","link":"https:\/\/enorcerna.com\/wiki\/definition\/to-the-carrier\/","title":{"rendered":"To the carrier"},"content":{"rendered":"
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\nThe term \"bearer\" indicates that the holder (holder of a certain title) check, payment order, coupon, bond, share ... - is the creditor of all the rights and accruals that this same title grants; thus, bearer titles are transmitted with the mere delivery of the document.<\/strong><\/span><\/p>\n

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In other words, bearer titles are those that are not issued in favor of specific persons. Furthermore, they constitute one of the most widespread forms of payment since they provide optimal facilities for commercial transactions. Another of its most relevant keys is that they must be made effective to any subject who presents them.<\/p>\n

On the other hand, bearer titles can only be denounced when their possession is lost due to theft or loss and they are only obliged to restore them or return the sums that have been collected by those who found or stolen them; however, those who have suffered the loss or theft of a bearer security must notify the issuer. Likewise, when a bearer security has been destroyed or mutilated in parts and is not in a condition to circulate, the holder or holder can request its cancellation and replacement.<\/p>\n

Check to bearer<\/h2>\n

It is one that does not indicate a specific person in favor of whom it is issued. This type of check must indicate the legend \"to the bearer\" in the space designated to indicate the name of the beneficiary. Among the most common characteristics of the bearer check, the following stand out:<\/p>\n

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  • It is not necessary to present an identification to make your payment, nor to write the information of the holder of the check at the time of presenting it.<\/li>\n
  • The beneficiary of the check can deliver it as payment to another person or company without having to endorse it, since the person who is \u201cthe bearer\u201d of the check is the one who will be able to cash it.<\/li>\n
  • Checks that exceed 3,000 euros will have to be signed on the back and present the DNI, NIE or Passport. Any check to the bearer that exceeds this figure will be a nominative payment by the bank's own identification regulations of the collection holder, either by payment at the counter or by means of the corresponding account payment.<\/li>\n
  • If the movement in cash is greater than 100,000 euros, the bank will also be obliged to present the declaration of the timely movement of cash.<\/li>\n
  • For lower amounts, the financial institution is empowered to demand the identification of the holder of the check if it considers that there are indications of tax fraud, money laundering or doubts about the legitimate possession of the check.<\/li>\n<\/ul>\n

    To take into account in checks to bearer<\/h2>\n
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    • Upon receiving a bearer check, deposit or cash it immediately, since in the event of loss or theft, it may be cashed by anyone else.<\/li>\n
    • Remember that even if the check has been stolen, the banking institution has the obligation to pay it to whoever presents it for collection, so you must immediately notify the bank of the loss or theft, in addition to following the procedure that it indicates to take out cancellation.<\/li>\n
    • If you want to cancel or void a check after you've given it to someone and then changed your mind, you should call the bank to arrange for a stop payment.<\/li>\n<\/ul>\n<\/div>\n\n\n
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      The term \"bearer\" indicates that the holder (holder of a certain title)…<\/p>\n","protected":false},"author":1,"featured_media":2027,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"class_list":["post-3010","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-definition"],"_links":{"self":[{"href":"https:\/\/enorcerna.com\/wiki\/wp-json\/wp\/v2\/posts\/3010","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/enorcerna.com\/wiki\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/enorcerna.com\/wiki\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/enorcerna.com\/wiki\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/enorcerna.com\/wiki\/wp-json\/wp\/v2\/comments?post=3010"}],"version-history":[{"count":0,"href":"https:\/\/enorcerna.com\/wiki\/wp-json\/wp\/v2\/posts\/3010\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/enorcerna.com\/wiki\/wp-json\/wp\/v2\/media\/2027"}],"wp:attachment":[{"href":"https:\/\/enorcerna.com\/wiki\/wp-json\/wp\/v2\/media?parent=3010"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/enorcerna.com\/wiki\/wp-json\/wp\/v2\/categories?post=3010"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/enorcerna.com\/wiki\/wp-json\/wp\/v2\/tags?post=3010"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}